LOCAL PREVIEW · 27 OCTOBER 2026 · PREPARED
Market Evidence Brief — service design
Banking & Infrastructure Readiness
Internal service design, not an offer of approved or available professional services. The focus is banking and infrastructure. Scope and staffing must be confirmed before any real engagement.
| Package | Potential sponsor | Deliverable and boundary | Planning assumption |
|---|---|---|---|
| L1 · Liquidity readiness | ALM/Treasury, Risk, Finance | One entity; requirement register, data dictionary, ten control walkthroughs, synthetic LCR/NSFR workbook and prioritized gap roadmap. No independent assurance or regulatory filing. | 12 person-days; 2–3 weeks; internal budget hypothesis USD 4,800 |
| C1 · Credit control review | Credit Risk, Finance, Internal Audit | One agreed product/process; up to twenty authorized cases after secure intake approval, rule-to-evidence matrix, accrued-interest reconciliation design and exception report. No audit opinion or automatic loan decision. | 10 person-days; 2–3 weeks; internal budget hypothesis USD 4,000 |
| P1 · Project model diagnostic | Project sponsor / lender team | One existing model and three agreed scenarios; formula checks, assumptions register, debt-service sensitivities and financial risk memo. No technical certification, issuance arrangement or capital commitment. | 15 person-days; 3–4 weeks; internal budget hypothesis USD 6,000 |
| M1 · Credit-model governance scoping | Model Risk / validation / technology | One model-use case; inventory, materiality, data lineage, validation plan and monitoring design. Independent quantitative validation requires a separate qualified team and conflict review. | 8 person-days; 2 weeks; internal budget hypothesis USD 3,200 |
Pricing basis, not market evidence
All amounts are planning hypotheses: eight hours per person-day at USD 50/hour. No validated bank budget or accepted quote exists. With assumed delivery cost USD 30/hour and 10% revenue contingency, indicative contribution before sales, tax, tools and overhead is 30%. L1 example: 4,800−96×30−480=1,440.
One consolidated correction round within five business days is included; additional entities, models, source systems, coding or primary legal review require rescoping. Delivery timing starts after scope, lawful access, responsible reviewer and required inputs are agreed.
Delivery gates and independence
Before sale: verify current legal texts and article mappings, identify qualified delivery and review leads, assess conflicts and client procurement requirements. Preparation work must not be presented as the independent assessment required for any early-adoption filing.
Before real data: client authority, confidentiality, approved secure transfer/storage, access limits and retention/deletion rules. Current demonstration uses synthetic data only. No CVs, borrower identities or bank portfolios are accepted through the website.
Acceptance: each finding links to source, test, owner and proposed action; disputed interpretations are flagged. Qualified reviewers and the authorized client decide. No compliance certification, regulatory approval, funding success or model performance is promised.
Pilot and IBBC Capital placement
Prioritize L1 or C1 according to verified team capability. Prepare a source-traceable checklist and synthetic example, then validate one buyer problem and procurement route before expansion. A regulatory driver is not a signed mandate. No client outreach has been authorized or performed.
Place the sample under Research/Intelligence; map L1/C1/M1 to financial-risk work in S04 and P1 to S03/S07. S10 may support agreed monitoring; Academy can host synthetic training only. No homepage or logo change, no production deployment.