Methodology

Evidence first. Human judgement always.

Every IBBC Capital deliverable separates what a source states, what the analyst infers and what has been independently verified.

Evidence classification

Four levels, four ways of writing

Status	Meaning	Permitted wording
Self-reported	Provided by a sponsor, client or document author	“According to the supplied document…”
Cross-checked	Consistent with another supplied source; not necessarily independently verified	“Consistent with document B, page N…”
Externally verified	Checked against a trusted independent source by an authorised reviewer	“Verified against [source, date] by [reviewer]”
Missing or conflicting	Insufficient, contradictory or unreadable evidence	“Not established from the supplied materials”

Process

Permission & intake
Confirm data-processing rights, purpose and authorised users before accepting documents.
Extraction & scope
Record page references and extraction limits; scanned files may need separate review.
Assisted draft
AI may identify stated facts, questions and gaps; uploaded content is treated as untrusted data.
Human verification
A reviewer checks citations, uncertainties, omissions and conflicts before release.
Versioned release
Each report records its version, source set, reviewer and open questions.
Retention & deletion
Approved retention periods and contractual deletion requirements are applied.

Limits

AI-assisted drafts can contain errors or wrong citations; every material assertion is checked by a person.
Self-declared project or investor criteria are not verified credentials or creditworthiness.
We do not produce return guarantees, investment recommendations or capital-raising promises.
Client data is sent to an AI provider only with explicit authorisation and after a privacy review.
No external audit, regulatory authorisation or client traction is claimed on this page.

A full sample: assumptions, debt test, recommendation and Excel model.